Merry Christmas!  Are you still enjoying your holiday or are you having buyer's remorse?  Remember, the reason for the season and don't be pressured to buy presents.  If you had a great day yesterday, but now worried about the bill here's a quick tip to pay down credit card balances.  Send in your minimum payment (at least) as early as possible during the payment cycle and then send extra about a week later.  Don't wait until the due date to pay!  Paying earlier in the month will eliminate interest since it's calculated on the daily balance.
 


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